About Us


  NW Credit Services is dedicated to providing people with the information they need to make new decisions about their Credit Profile. From where to find important and relevant information to answering the question "Where do we go from here"?

  The U.S. Government Accountability Office (GAO) in their report to Congress, 05-223, states in its title; CREDIT REPORTING LITERACY, Consumers Understood the Basics but Could Benefit from Targeted Educational Efforts. (read more)

  It is widely understood that consumers are in need of assistance in finding, understanding and using the information they need to improve their financial and credit standing. A consumer credit rating will impact your ability to secure employment, housing, utilities, insurance and how you navigate the entire Commercial Lending Network.

  In today's Information Age it is simply overwhelming for any one person to gather and understand the information they need to have. The simple act of carrying out our daily lives limits the time we have to collect, assess and make sound judgments compared to our ongoing need to know. Now is the best time for you to test your understanding of how the National Credit Reporting System works.

Take the Credit Quiz Now

*Warning* Commercial interests are acutely aware of and focused on the consumers lack of knowledge and understanding when it comes to the National Credit System! If you’ve wondered why the US Congress felt it was required to overhaul the Credit Card Industry please watch The Secret History of the Credit Card on line for free. (click here) This is a useful introduction to the way both Banks and Wall Street use the public trust in their own best interest, at your expense, for increased profits.


  N.W. Credit Services is here to help consumers understand what they need to know about the National Credit System, in a user friendly format. Remember that we live and work in your community. There are no 800 numbers to call that are answered who knows where? Our goal is to assist and educate those who live and work in the same community we call home. At your request we will even meet you for a cup of coffee, somewhere near you, in order to review and evaluate your individual needs, at no cost to you.